Client Overview
A leading commercial bank in the BRICS region, with a footprint spanning retail, corporate, and investment banking, sought to modernize its data infrastructure. Tasked with supporting rapid growth and diverse portfolios, the bank required a unified platform that could consolidate siloed information—ranging from credit performance and liquidity ratios to customer segmentation analytics—into a single pane of glass for its executive leadership.
Problem Statement
Despite investing in multiple reporting tools, the bank struggled with fragmented data sources, inconsistent refresh schedules, and manual report generation that consumed precious analyst hours. CXOs lacked a holistic view of real-time performance metrics, impeding their ability to respond swiftly to market shifts, credit risk exposures, or regulatory stress scenarios. Moreover, delays of up to 24 hours between transaction capture and dashboard updates undermined the bank’s competitiveness in fast-moving segments such as foreign exchange and trade finance.
Solution Provided
Decimal Point Analytics designed and deployed a scalable, AI-enhanced dashboard framework that:
-Ingested Heterogeneous Data: Automated extraction from core banking systems, data warehouses, and third-party APIs (e.g., market feeds and economic indicators).
-Delivered Real-Time Analytics: Leveraged in-memory processing and event-stream pipelines to refresh key performance indicators—such as NPL ratios, liquidity coverage, and net interest margins—within minutes of data generation.
-Tailored Executive Views: Created CXO-focused dashboards with drill-down capabilities, KPI alerts, and scenario-simulation widgets to test “what-if” market movements.
-Ensured Governance & Security: Implemented role-based access controls, audit trails, and encryption to meet stringent banking compliance standards.
Outcome
-60% Reduction in Report Generation Time: Automated data pipelines replaced manual ETL workflows, freeing up 120+ analyst hours per month for strategic analysis.
-Same-Day Strategic Decisions: CXOs accessed up-to-the-minute insights—enabling prompt responses to credit risk changes during volatile market events.
-Enhanced Collaboration: Risk, treasury, and commercial teams leveraged a shared platform, improving alignment on lending strategies and liquidity planning.
-Improved Regulatory Readiness: Real-time monitoring of compliance KPIs (e.g., CAR, LCR) reduced audit preparation time by 40%.
Key Takeaway
Intelligent, real-time dashboards transform banking operations from reactive reporting to proactive strategy. By unifying diverse data streams and delivering CXO-grade insights on demand, banks can accelerate decision cycles, optimize risk management, and maintain a competitive edge.
Elevate your bank’s decision intelligence with DPA’s tailored dashboard solutions.
Talk to our experts to schedule a demonstration and discover how we can help you achieve real-time operational excellence.
