DocuAgentIQ - Agentic AI for Modern Lending Teams
DocuAgentIQ is the leading Agentic AI powered document automation platform built for SBA and CRE lending. It reads documents, validates them, extracts key financial data, follows up with borrowers, and organizes everything exactly the way your best processor would, only faster, more consistently, and at scale. Integrated directly with your file storages, email accounts, and your technology, it adapts to your workflow without disruption. Whether you manage 50 or 5,000 applications, DocuAgentIQ learns from every decision and continually improves, delivering underwriting-ready document packages with exceptional accuracy.
~85%
Times document issues identified correctly
80%
Underwriting data extraction accuracy
~20%
Faster loan application processing
Here’s what DocuAgentIQ delivers out of the box
Smart Document Ingestion
Automatically ingests borrower folders and identifies documents using content awareness. Achieves ~86% classification accuracy and significantly reduces sorting time.
Smart Naming & Metadata Logic
Applies standardized naming, auto-captures entity, year, loan type, and metadata, accurately renaming ~90% of documents and saving ~280 hours per month on manual renaming.
3C Validation (Completeness, Correctness, Consistency)
Flags missing pages, outdated formats, mismatches, and recency issues within seconds. Cuts document handling time by ~50% and reduces rework.
Borrower Communication
Auto-generates reminder emails listing missing or incorrect documents and tracks responses to reduce manual follow-ups and improve borrower turnaround.
Data Extraction (with Auto-Redaction)
Automatically redacts PII and extracts values from BTRs, PTRs, Balance Sheets, Debt Schedules, and P&Ls with ~80% pre-QC accuracy to accelerate spreading and underwriting.
Full Visibility, Real-Time Dashboards
Complete transparency with audit trail logs of backend operations and real time dashboards for bird's eye view of all operations and applications.
Why Choose DocuAgentIQ for Document Processing Automation
Tailored for SBA and CRE workflows
Built for high-volume, document-heavy lending processes with compliance, recency checks, and underwriting standards baked in.
Integrates with your existing stack
Connects effortlessly to brokers existing inbox, file storages and other system for seamless workflows with no new infrastructure required.
Continuously learns from your team
Adapts to reviewer behaviour, naming rules, and exception handling patterns, improving accuracy over time.
Designed to scale, not stall
Handles increasing loan volumes without additional processors. Lenders save ~42 minutes of processing for each application, translating directly into cost reductions and faster throughput.
Frequently Asked Questions
Everything you need to know about DocuAgentIQ with Decimal Point Analytics
Borrowers often dump mixed files (tax returns, IDs, bank statements) into a single upload. DocuAgentIQ uses content-aware AI to classify each document page-by-page, splitting combined PDFs and identifying document types with ~86% accuracy. It then renames and routes them to the correct folder in your system, saving hours of manual sorting.
It can, based on your configuration. The system detects missing documents or signatures and can auto-generate reminder emails listing exactly what is needed. These drafts can be sent automatically or queued for a loan officer's review, significantly reducing the "chase" time involved in loan processing.
The system routes low-confidence documents to a "human-in-the-loop" exception queue. However, DocuAgentIQ utilizes continuous learning; it adapts to your team's corrections and reviewer behavior, constantly improving its accuracy on your specific document types and naming rules over time.
Security is native to the platform. DocuAgentIQ includes automatic Redaction features that identify and mask Personally Identifiable Information (PII) such as SSNs or Tax IDs during the extraction process, ensuring that data moving through your workflows remains compliant and secure.
