More Loans Closed with the Team You Already Have
Every lending decision deserves consistent, timely data. We get your loan files ready, from intake to post-close. AI prepares. Specialists verify. You decide.
Free · 20 minutes · No files shared
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See Ready at Scale in Action
One way of working for SBA, USDA and CRE files.
$4.7B+
SBA loans we helped process
1M+
CRE pages processed
100%
post-funding compliance delivered
SOC 2 Type II
and ISO 27001 certified
The Challenge
Loan volume grows. Document work grows faster. Most lenders find the gap only when a file comes back for repair.
SOP 50 10 8.1 adds checks to every file.
One lender's annual reviews took ~24 hours per loan.
Rent rolls and operating statements arrive in every format.
Every decision deserves timely data.
Most teams see it only when a file is sent back.
The gap is in the file from day one. Timely data shows it at intake.
How We Do It
DocuAgentIQ, our agentic AI, reads, sorts and checks every borrower document. Lending specialists verify the output against program rules and your credit policy. Your team makes the call, inside the LOS you already use.
Three levels. One clean file.
AI prepares
Data pulled from each document
Specialists verify
Every field checked
You decide
Your credit call, always
Ready at Scale: Intake to Post-Close
Each stage ends with a file your team can act on.
Intake-ready
- Documents sorted and named
- Missing items requested
Underwriting-ready
- Data extracted, PII redacted
- Spreads and cash flow prepared
Credit-ready
- Credit memo draftedNEW
- Program eligibility confirmed
Closing-ready
- Closing checklist completeNEW
- UCC filings and liens tracked
Post-close ready
- Covenants and collateral tracked
- Audit trail on every file
Why DPA
People + Tech
AI speed, with lending specialists for every exception.
Built for Your Lending Model
SBA and USDA rules, CRE credit policy, co-lending set-ups.
Security in Daily Practice
SOC 2 Type II, ISO 27001, one data enclave per client, FCRA and GLBA aligned.
Typically Live in 4 to 6 Weeks
Lift and shift first. Fix and optimize next.
Strain seen early. Fixed early.
99.7%
accuracy in SBA data extraction, with specialist validation
8h → 2h
submission processing at a U.S. lender
87%
faster CRE rent roll processing than manual review
~280 hrs
a month returned to lending teams by DocuAgentIQ
What We Do
One extended team for every loan file.
SBA
SBA Lending
7(a), 504 and Microloan. Underwriting, processing, eligibility, closing, servicing and 1502 reporting.
SBA Lending Outsourcing →USDA
USDA Lending
Intake, data extraction, spreading and annual reviews for USDA lenders.
USDA Loan Processing →CRE
CRE Lending
Rent rolls and operating statements turned into portfolio insight. Cash flow, covenant and collateral tracking.
AI-Powered Commercial Real Estate →DOCUAGENTIQ
DocuAgentIQ
Agentic AI that sorts, names, checks and extracts borrower documents. PII is redacted along the way.
Meet DocuAgentIQ →Across every loan type:
IntakeData extractionFinancial spreadingPre-sales checksClosingPost-close complianceCovenant monitoringWho We Support
Banks, credit unions, CDFIs, lender service providers, brokers and CRE lenders.
Lending Heads and BDOs
“How do I close more loans with the same team?”
Complete files reach credit. Your team stays with borrowers.
Credit and Underwriting
“How do I automate underwriting and keep control?”
AI extracts. Specialists check. You keep credit authority.
Closing, Servicing and Compliance
“How do I stay audit-ready after funding?”
Tagged files, tracked covenants and a clean audit trail.
LSPs, Brokers and CRE Teams
“How do I take on more volume without new hires?”
An extended team that scales with your pipeline.
Success Stories
On-time journal postings
Financial close
Achieving 100% On-Time Journal Postings for Financial Close
A leading real estate finance firm
Read the story →Potential fraud losses
Fraud detection
Preventing $5 Million in Fraud & Boosting Efficiency by 40%
A leading financial institution
Read the story →Post-funding compliance backlog
Real estate finance
Achieving 100% Post-Funding Loan Compliance Ahead of Schedule
A real estate finance firm
Read the story →Where Do Your Loan Files Wait?
Find out in 20 minutes. If it fits, we start with a pilot on one workflow.
We reply within 1 business day.
Frequently Asked
Questions
Everything you need to know about lending automation with Decimal Point Analytics.
AI reads documents, extracts the data and prepares it for spreads. Specialists check every file. Your credit team decides.
Software needs your team to run it. We pair DocuAgentIQ with analysts who handle the exceptions and deliver clean files.
Yes. We work inside nCino, Encompass and other systems through VPN or VDI. Your data stays in your system of record.
SOC 2 Type II and ISO 27001 certified environments, one data enclave per client, FCRA and GLBA alignment, and PII redaction during extraction.
Typically 4 to 6 weeks. Stability in month one. Efficiency gains by month three.
You walk us through one recent file. We map where it waited, stage by stage. It takes 20 minutes. No files shared, no cost.
